Saturday, February 2, 2013

Pre-Approved with NVR Mortgage

We are approved!! I think? We got the package that contains all the goodies where my husband had to sign and as I am typing right now, all the documents they need are being printed=). My husband doesn't seem to be fond of NVR as of right now just because they're still in the stone ages. LOL...I guess it's with all the printing and things that they want on paper rather than having it sent to them by email. I honestly don't care as long as it just gets done! So anyways...
I have learned of something from one of the other Ryan home bloggers and I can actually just write a check for something that I want in the house but don't want to include in the mortgage payment! How awesome is that!! I told my husband about it and we're thinking about just writing a check for the under cabinet lighting and morning room light fixture and maybe the staircase railings. I mean, why the heck would we want to pay interest with those little things you know? That's just crazy. At the end of 30 years, I'm sure we would have paid over $500 to the morning room light fixture. Lol...But yes, we will probably tell our SR to take out the little things and we pay for it via check=) So I'm kind of glad that takes the burden off some of the mortgage.
More news to tell!! My husband and I have decided to move back in with his parents! They actually really miss us living with them. I do miss living with them too because sometimes we cook too much and there's nobody to help us finish eating all the good food. But we actually decided this just last night after we got the NVR package and we are packing everything today and moving in tomorrow!! We've been renting his uncle's place for over a year now and it was nice being on our own but when we needed a babysitter, I felt bad for dropping my son off at his grandma and grandpa's house since we didn't live there anymore. But so far, we've only packed all the kitchen things and now all we have left to pack is our clothes. We'll be picking up the U-Haul drop tomorrow at 8am and will be missing church for tomorrow since we wanna get everything done before the SUPERBOWL!! Hopefully we can find some people to help us. So anyways, we're pre-approved (I believe that's the right saying) and we just have to save up all our pennies for the next 3-4 months. Please continue to keep us in your prayers with the new baby and with the saving=)

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